James B asked:

How do you shop for and evaluate medical insurance. I’ve been paying Group Health over $400 per month for a single person and:
Dr visits – not covered
Prescriptions – not covered
Lab tests – not covered
Specialist referrals – not covered
Vision check – not covered

I can’t find anything that IS covered. $430 per month and they charged me $270 to squrit water in my ear to remove ear wax.