Medical Insurance » Medical Health http://falcate.com Falcate.com Thu, 02 Feb 2012 16:36:20 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 I work in NY, my company is based in Missouri and my company provided medical insurance is out of Texas? http://falcate.com/blog/i-work-in-ny-my-company-is-based-in-missouri-and-my-company-provided-medical-insurance-is-out-of-texas/ http://falcate.com/blog/i-work-in-ny-my-company-is-based-in-missouri-and-my-company-provided-medical-insurance-is-out-of-texas/#comments Sun, 23 Oct 2011 22:50:16 +0000 admin http://falcate.com/blog/i-work-in-ny-my-company-is-based-in-missouri-and-my-company-provided-medical-insurance-is-out-of-texas/ medical insurance
Jedi asked:


Which state laws do I go by when dealing with the medical and health insurance laws? The laws are different in Texas compared to Missouri and NY. Since I work in NY does the health insurance company have to follow NY state health laws or Missouri laws which is the corporate office of my company? Or does the insurance company only have to follow Texas health laws because they are based in Texas?

]]> http://falcate.com/blog/i-work-in-ny-my-company-is-based-in-missouri-and-my-company-provided-medical-insurance-is-out-of-texas/feed/ 1 How do we get insurance companies to reduce medical insurance premiums to employers? http://falcate.com/blog/how-do-we-get-insurance-companies-to-reduce-medical-insurance-premiums-to-employers-3/ http://falcate.com/blog/how-do-we-get-insurance-companies-to-reduce-medical-insurance-premiums-to-employers-3/#comments Wed, 31 Aug 2011 22:03:28 +0000 admin http://falcate.com/blog/how-do-we-get-insurance-companies-to-reduce-medical-insurance-premiums-to-employers-3/ medical insurance
SCC asked:


Let’s face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums.

The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control.

How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?

]]> http://falcate.com/blog/how-do-we-get-insurance-companies-to-reduce-medical-insurance-premiums-to-employers-3/feed/ 4 How do we get insurance companies to reduce medical insurance premiums to employers? http://falcate.com/blog/how-do-we-get-insurance-companies-to-reduce-medical-insurance-premiums-to-employers/ http://falcate.com/blog/how-do-we-get-insurance-companies-to-reduce-medical-insurance-premiums-to-employers/#comments Sat, 17 Jul 2010 08:57:13 +0000 admin http://falcate.com/blog/how-do-we-get-insurance-companies-to-reduce-medical-insurance-premiums-to-employers/ medical insurance
Begi asked:

Let’s face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums.

The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control.

How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?

]]> http://falcate.com/blog/how-do-we-get-insurance-companies-to-reduce-medical-insurance-premiums-to-employers/feed/ 1 What is a Major Medical Deductible on Health insurance? http://falcate.com/blog/what-is-a-major-medical-deductible-on-health-insurance/ http://falcate.com/blog/what-is-a-major-medical-deductible-on-health-insurance/#comments Mon, 01 Feb 2010 22:47:42 +0000 admin http://falcate.com/blog/what-is-a-major-medical-deductible-on-health-insurance/ medical insurance
Confused asked:

I currently am receiving quotes for medical insurance and I have this one policy quote that does not list a deductible, but it does list this Major Medical Deductible for $3500.00 & total out of pocket $6000.00? What does this mean? Is this for Emergency care only?

]]> http://falcate.com/blog/what-is-a-major-medical-deductible-on-health-insurance/feed/ 2 What medical/health issues does your employer have the right to know? http://falcate.com/blog/what-medicalhealth-issues-does-your-employer-have-the-right-to-know/ http://falcate.com/blog/what-medicalhealth-issues-does-your-employer-have-the-right-to-know/#comments Sat, 21 Mar 2009 09:17:22 +0000 admin http://falcate.com/blog/what-medicalhealth-issues-does-your-employer-have-the-right-to-know/ medical
Grisham asked:

I believe that they don’t have the right to know anything about your medical issues, like if you have HIV or HEP C. But, what if your doctor appointments interfere with your work schedule? Like once every couple of weeks, at that point must you disclose? Or do you have the right to maintain its for a medical condition and keep it confidential? Do they have the right to demand to know unless you’re fired?

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