Jedi asked: Which state laws do I go by when dealing with the medical and health insurance laws? The laws are different in Texas compared to Missouri and NY. Since I work in NY does the health insurance company have to follow NY state health laws or Missouri laws which is the corporate office of [...]
Posts Tagged ‘Medical Health’
How do we get insurance companies to reduce medical insurance premiums to employers?
SCC asked: Let’s face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees [...]
How do we get insurance companies to reduce medical insurance premiums to employers?
Begi asked: Let’s face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees [...]
What is a Major Medical Deductible on Health insurance?
Confused asked: I currently am receiving quotes for medical insurance and I have this one policy quote that does not list a deductible, but it does list this Major Medical Deductible for $3500.00 & total out of pocket $6000.00? What does this mean? Is this for Emergency care only?
What medical/health issues does your employer have the right to know?
Grisham asked: I believe that they don’t have the right to know anything about your medical issues, like if you have HIV or HEP C. But, what if your doctor appointments interfere with your work schedule? Like once every couple of weeks, at that point must you disclose? Or do you have the right to [...]