SibylC asked:


Recently denied Major Medical Insurance because of my height and weight. Will that regulation ever be changed?

@@@@@@@@@ asked:


Do you think that a major medical insurance policy will help with the medical needs of my family?, and Does this provide equipment needed for my two daughters if the one at home needs repair or replaced? And does major medical insurance provide a broad coverage of all reasonable and necessary medical expenses with other related expenses from a covered illness or injury.

Huggy asked:

When I was a cub, my parents had “major medical” insurance coverage. They paid for routine medical expenses out of pocket. Only major medical expenses were paid by insurance.

IMO, the less people pay in out-of-pocket costs, the more people will use and abuse the insurance coverage — and drive up the cost.