. asked:
I am looking for a health insurance policy, am healthy, 36 years old, non-drinker, non-smoker, non-drug user, no medical conditions, no family history of illness.
I don’t want to have to go though the whole rigor-ma-roll of talking to insurance agents yet, until I know roughly what sort of monthly premiums to expect. All I am trying to find out here are what prices YOU self employed people here are having to pay for your medical insurance. (Please don’t refer me to a website or an agent for a quote.)
Check out COBRA
If you’re not overweight, it’s going to cost you around $400 a month, just for you. Family plans run around $1000 a month.
I am paying $650 per month for a family of five, and I am a self employed health insurance agent. That is for a 29 year old male, a 26 year old wife and three kids. Also, that is for a $500 deductible with office visit copays and prescription coverage with an accident benefit of $1,000, just to give you an idea.
A 35 year of with your history would pay around $137.00 for the same type of plan, give or take $15 depending on what company you go with. I hope that helps!
Jared Balis
I have an individual policy that I obtained while unemployed, but that is also available for the self-employed. It costs me $61 per month. I am 33.