johnhomer44 asked:
If a person receiving social security disability who has their own medical insurance, however the they get the medical insurance premium deducted from their SSD check . They don’t need medicare A & B since they got their own health insurance (from spouse). Can this deduction be remove from their check and if so how? Thanks for your help.
Must go to social security and make the change, you will however have to impress the interviewer.
im on disability and have anthem ins from my wife’s job….don’t do it [drop ur part a&b....
1 wife could loose job[and ins] could change jobs and get no/crappy ins
2 to sign back up it costs a lot..once your eligible and don’t sign up the longer u wait the more it costs
3 with private ins the part a&b pays part of your deductible….
read your SS/disability hand book before you do anything…read it carefully!
I am on SSD and I receive part B(hospitalization ) whether I want it or not … I don’t pay for that .
If I wanted part A (medical) the government would take a premium out of my check.
But I have insurance through my wifes employer. So no deduction is made for insurance .
There is no charge for part A medicare. If you want to drop the part B, you must contact Medicare:
1-800-633-4227
Part A is free hospital insurance and you cannot drop the coverage.
Part B is medical insurance and it is optional.
If your spouse works for an employer with 20 or more employees and you have medical coverage through that employer based on their current employment, that coverage is your primary payer. Medicare Part B is your secondary payer. If you believe the coverage through your spouse’s employer is sufficient, you may want to withdrawal your Part B coverage. This means Social Security would stop the monthly deduction from your check and you would then have Medicare Part A only.
You need to know how this may or may not affect your future Medicare Part B coverage.
If your spouse stops working or loses their coverage for some other reason, you must reenroll in Medicare Part B within the next full eight months. This is called a “Special Enrollment Period.” See for information about enrollment periods for Medicare Part B. There is no penalty on your monthly premium, when you reenroll provided you have been continuously covered (since first eligible for Medicare) by either Medicare Part B or your spouse’s employer group health plan. (COBRA does NOT count as an employer group health plan)
If you decide later that you could use the secondary insurance of Medicare Part B in addition to your spouse’s employer group health plan, you may reenroll in Medicare Part B at anytime if you still have the employer group health coverage. There would be no penalty on the cost of your Medicare.
Medicare part A is automatic and probably has no premium. Part B is voluntary and should be optional. Call Medicare at 1-800-633-4227. If this person should ever lose their coverage through their spouse (s)he would be able to re-enroll in Part B during a Special Enrollment Period (SEP).
Don