Ken T asked:
My employer is a small business owner and does not provide benefits (health insurance, 401k, etc.). My wife and I are pretty health, so even with the insurance premiums – we don’t have enough medical expense to use as an itemized deduction (7.5% of gross earning). Is there any options for me to be able to pay my insurance premiums with pretax dollars?

healthplans.bebto.com – here is my health insurance plan. As I remember they can provide such a service.