Chelly asked:
Can an employer effectivly charge everyone for Medical insurance to cover only part of the employee base?
My company has decided instead of increasing the premium cost to the employees that have insurance, to deduct two days vacation from everyone to cover the increase in cost.
So those employees who do not even have insurance, are now paying for those who do.
Depends on what you mean by “effectively charging”.
Yes, the employer is absolutely allowed to eliminate two vacation days from everyone’s benefit. They aren’t required to give you ANY vacation days.
If those employees who do not pay your company insurance and have another insurance confirmed on the paper they can easily suit your bosses and get a compensation. That what your company does (the case you have described here) is illegal.
Congratulations. You must work for the federal government. After all, that’s what the federal government does to the rest of us — forces us to “contribute” for things we don’t want or use.
Unless you have a contract your employer to change your pay as they see fit. You on the other hand are free to quit. They are having to cut a cost somewhere to pay for for the coverage they offer the employees. This is where they decided to do it.
Many employers lately, to save costs have already
Laid off many employees or
drastically cut hours!
Cut benefits!
Many have even lowered their pay scale!
But those who still have jobs are thankful to have them
This is a new situation, the entire country has not seen something like this for over 60 years happen in the workforce ok!
We all have to give a little.
Many people have other coverage, with proof to their employer they do not have to take coverage where they work now. *they get benefits from spouses, military or other sources.
The more employees putting in to the pot, they can continue to offer coverage. Each year, insurance rates raise. When people join thier companies plan, the plan at that time doesnt have the power to totally limit and control who takes coverage, so they assume coverage over some with very expensive illnessess that already need the ins company to start paying out immediatly for thier expensive, and maybe even life saving treatments, surgeries and medications.
Those same people, couldnt even get a private policy at this time in their life, when coverage is the most important. When starting out with a company the first time offered insurance is the best time to take it. HMO or PPO.
Being an employee to today, we are all paying the price for those, across the board that invested inappropriately, companies that wasted money like it grew on trees, for those who lived beyond thier means using credit cards and loans they should of never been approved for.
Its tough, I know its hard to hear benefits being slashed at any company.
Mine now monitors every single minute of productivity, and our jobs are threatened daily, the pressure is huge, and has ruined that, wow I finally got a job after being off work for so long. Its a nightly gut wrenching, is tonight the night they go through and clean house and get rid of people.
Every single minute, is monitored. NO bathroom breaks allowed, other than the breaks they give u, that is not following policy, and means a meeting if you happen to come to work and are sick and really need to use the rest room, they dont appriciate you came in, the look at the lack of self control, when immodium fails, as a black mark, and your one foot closer to the door:(
Be thankful at this time you have a job, and yes, employers can do anything they like, at any time, without notice. Insurance, depending on how many employees there are rules they have to offer it at most companies, so they too are stuck with having to take out the policies, and the more that pay in, the better the price overall for everyone.