Jedi asked:


Which state laws do I go by when dealing with the medical and health insurance laws? The laws are different in Texas compared to Missouri and NY. Since I work in NY does the health insurance company have to follow NY state health laws or Missouri laws which is the corporate office of my company? Or does the insurance company only have to follow Texas health laws because they are based in Texas?

Jordan asked:


I am a seventeen-year-old girl who was kicked out of my house when I was 16. I have been living alone since then and am now six months away from turning 18. I am not emancipated because of the lengthy process and cost of an attorney. I recently came under the need of medical attention, but my single-parent mother withheld the Medicare in my name from me. Is this legal? Is there any way I can obtain my medical insurance?

Hugh M asked:


Just curious as in the UK health care and everything is free no medical insurance needed. And not everyone in the U.S can have medical insurance?

Victor T asked:


When a person changes Medical Insurance, does the first and second insurance company have the right to give information about you to each other? Is it up to the state? How does the HEPA law fit in? I am beginning to believe that the primary concern of insurance companies is to get rich, even if it means their clients die or become homeless. Look at the victims in Missisippi and New Orleans after Hurricane Katrina. I know we need insurance but it is a nessasary evil. P.S buy insurance when you are age 18. It is SO much cheaper. The price seems to double every time you become 5 years older.

runzwsizorz asked:

I have a friend who’s 16 year old daughter was just diagnosed with arthritis. She has to receive very expensive shots to eleviate the inflimation in her joints. He would like to change jobs but is worried his new insurance would not cover her medical expenses because of the “pre-existing condions” protecting insurance companys from liability. Is that only true if he doesn’t have coverage for the 60 days prior to getting a new job or prior to getting the new health insurance……? He currently has a job and health insurance and would wait it out as long as he has to so he will have coverage.

ncluvr422 asked:

I have medical insurance through my current job until the end of this year. But my husband wants to enroll me into his medical insurance this month since it is easier to enroll us both at the same time. Can I have two medical insurance providers for a month? I just don’t want to double dip and get in trouble.

signe asked:

Let’s face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums.

The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control.

How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?

Charles S asked:

A nonprofit organization where I worked is unhappy that I changed to a different agency and is making a noisy point of opening medical insurance documents that go to my old address. There is no possibility of a mistaken peek — my old supervisor encloses notes when he forwards the stuff. I’ve tried a personal warning but it’s clear they need to be *******. Do I start complaints at the federal, state or local level, or all three? Which agencies?

Parames asked:

Medical studies are conducted in hospitals during 3rd year of medical studies.I have a friend who is trying very hard to get her medical school to provide the university’s own bus transport from the university’s hostel to the hospital. The university’s management has refused to do so.But next week they are giving her a chance to speak her mind.Please help contribute a few points to help her win the case.She is all on her own.
THANK YOU.

Grisham asked:

I believe that they don’t have the right to know anything about your medical issues, like if you have HIV or HEP C. But, what if your doctor appointments interfere with your work schedule? Like once every couple of weeks, at that point must you disclose? Or do you have the right to maintain its for a medical condition and keep it confidential? Do they have the right to demand to know unless you’re fired?