Corvetteski asked:


I live in the state of Minnesota and pay medical insurance through employer. I also qualify for Minnesota care for my two children and I recently had a child and have ma or state covered insurance for myself and newborn. I am still being sent medical bills that are saying there is a balance left over. Since I have theses two coverages, am I required to pay the leftover that is not covered?

AKA asked:


I accumulated some bills that my previous insurance didnt cover. I now have new insurance under my new employer. Is there any way I can get these medical bills paid??? I am so broke. Please help me.

markpendergraft asked:


Lets say medical insurance premiums across the nation have been skyrocketing

Recently, medical insurance premiums across the nation have been skyrocketing following several highly-publicised medical-malpractice lawsuits, making it even costlier than ever to get treatment. Doctors are asking the government to step in.

The Debate

1. “These lawsuits are driving up the price of medical insurance,” complains Dr. Samuel Spirit. “I’m losing customers – patients, I mean – and it’s becoming increasingly difficult for doctors like me to do our jobs without worrying about being bankrupted by some kid who didn’t like the hospital food. Everyone makes mistakes. Look at politicians, they make them all the time and do they get fired? No. We must outlaw the medical-malpractice lawsuits undermining our healthcare system!”
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2. “All that these doctors are interested in is saving their own necks,” says Bill Fellow, CEO of ‘I Can’t Believe It’s A Law Firm!’. “They were negligent in the course of their work and are unwilling to pay the price. I mean, how do you perform a heart transplant on the wrong guy unless you’re not paying attention? I for one think that our citizens deserve better from the healthcare service, and if doctors cause damage, they should pay for it. It’s that simple. If some decent doctors get caught up in it, then it’s surely their own fault for not being careful enough?”
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3. “The problem is capitalism,” insists Beth Steele, while trying to burn a Euro with a lighter. “The doctors are only trying to help their patients, and those class traitors at the insurance industry are only trying to make a profit out of people’s misery on those rare occasions when things go wrong. I say we outlaw the insurance industry and then the good doctors will be safe while the bad ones go out of business. Everyone wins! Apart from the insurance people, I guess.”
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4. “The problem certainly is capitalism,” says Roxanne Summers, a famed socialist. “But outlawing the insurance industry will not solve the main problem: the healthcare system itself! It’s disgusting! I’ve seen paramedics check wallets before injuries! We must introduce a national health service and put some healthy investment into medical colleges, hospitals, and the likes. Then we’ll have an over-abundance of competent doctors! The insurance industry won’t be able to raise a finger to it and the citizens won’t have to pay for treatment. Except through tax, of course.”
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hutch asked:


My company has asked me to fill out a survey that they will be using to find a different medical insurance plan. The survey contains all of my identification, including social security, as well as several pointed questions about medical history (e.g., AIDS, chest pains, history of cancer, etc). This seemed slightly questionable to me and I was hoping someone could way in with some legal guidelines on what an employer can and cannot do.

Fancy That asked:


Basic economics states that you have to provide a value in exchange for payment. I cannot think one one single benefit, increase in efficiency or reduction in operating costs that have resulted for the insurance industry.

Could it be that the reason medical care is so expensive is that it has to support layers and layers of useless feeders and bureaucrats who command obscene payment but provide no value added?

Am I missing something here? seems like we pay the medical insurance people so they can be there to take our money? What does this industry contribute?

The Blaze asked:


i am married with 1 child. male, 40 yrs old. don’t smoke, don’t drink. i want to invest in my future and i think insurance is the way. i am looking for an insurance coverage to safeguard my savings intended for my wife and daughter’s future. i don’t want my life savings to be used and depleted to pay for medical expenses should i need medical attention. can anyone suggest a reputable insurance company i may be able to inquire with? by the way, i am self employed.

PROUD FATHER asked:


im attending everest institute for medical insurance billing & coding and i would like to know if i can get a job with that same field that im getting training for? i would like to get a job while im in school is it possible to get a job with medical coding?

Shona H asked:

My husband is one step away from being offered a job in Dubai and part of the benefit is “basic medical insurance”. Does anyone knows what this covers and whether we really need to get private medical insurance.

schufs asked:

I am seriously looking for a new job. The only thing is that, not only must I be able to get medical insurance through the job(the sooner the better), but I have a pre-existing condition.
I am more concerned about the pre-existing condition and whether they would still offer me insurance
So I wouldn’t be able to get insurance through the company unless I waited, sy, 3 months like everyone else, and then another waiting period for my pre-existing condition after that?

FarGar asked:

I am thinking about starting a new job, but they offer private medical insurance as one of the ‘perks’. Does that mean I will get a full medical before starting + they will ask for my medical records?