hutch asked:


My company has asked me to fill out a survey that they will be using to find a different medical insurance plan. The survey contains all of my identification, including social security, as well as several pointed questions about medical history (e.g., AIDS, chest pains, history of cancer, etc). This seemed slightly questionable to me and I was hoping someone could way in with some legal guidelines on what an employer can and cannot do.

Fancy That asked:


Basic economics states that you have to provide a value in exchange for payment. I cannot think one one single benefit, increase in efficiency or reduction in operating costs that have resulted for the insurance industry.

Could it be that the reason medical care is so expensive is that it has to support layers and layers of useless feeders and bureaucrats who command obscene payment but provide no value added?

Am I missing something here? seems like we pay the medical insurance people so they can be there to take our money? What does this industry contribute?

The Blaze asked:


i am married with 1 child. male, 40 yrs old. don’t smoke, don’t drink. i want to invest in my future and i think insurance is the way. i am looking for an insurance coverage to safeguard my savings intended for my wife and daughter’s future. i don’t want my life savings to be used and depleted to pay for medical expenses should i need medical attention. can anyone suggest a reputable insurance company i may be able to inquire with? by the way, i am self employed.

PROUD FATHER asked:


im attending everest institute for medical insurance billing & coding and i would like to know if i can get a job with that same field that im getting training for? i would like to get a job while im in school is it possible to get a job with medical coding?

Shona H asked:

My husband is one step away from being offered a job in Dubai and part of the benefit is “basic medical insurance”. Does anyone knows what this covers and whether we really need to get private medical insurance.

schufs asked:

I am seriously looking for a new job. The only thing is that, not only must I be able to get medical insurance through the job(the sooner the better), but I have a pre-existing condition.
I am more concerned about the pre-existing condition and whether they would still offer me insurance
So I wouldn’t be able to get insurance through the company unless I waited, sy, 3 months like everyone else, and then another waiting period for my pre-existing condition after that?

FarGar asked:

I am thinking about starting a new job, but they offer private medical insurance as one of the ‘perks’. Does that mean I will get a full medical before starting + they will ask for my medical records?

Rachel P asked:

I am trying to find an insurance provider that provides medical and dental issurance for my aunt. I have seen commercials where there are providers that let you pick what fields you want to be covered in but i can not remember their names. If anyone could help i would really appreciate it. I would like to find her a provider by today.

fatmac6113 asked:

I am in the process of starting my own corporation. I wanted to setup my own dental and medical insurance for myself. I will be the only employee of the corp. How would I go about setting up my own dental and medical insurance under my new corporation?

MARILYN asked:

Is this legal? I will have to get a physical to keep the cost of my medical insurance lower or they will increase my payments by $1,000.00 per year.